Email To Friend Or Family
Hey (INSERT THE NAME)
I hope you're good and most of all safe during these times.
I wanted to reach out regarding the money I owe you - (INSERT THE AMOUNT).
I'm sorry that I've not been in touch sooner, I've been struggling with my financial situation and I've been feeling quite overwhelmed by it all. There have been feelings of guilt, shame, confusion and fear around this and although that is not an excuse for why I've not called, it has been my reality.
I do appreciate that you may be going through the same feelings right now as this last year seems to be hitting everyone quite hard, so I would like to come to some arrangement that can help us both.
Right now I can afford to make a payment of (INSERT THE AMOUNT) every (WEEK OR MONTH).
I know this may not seem like much right now but it's all I can spare.
If and when I can afford to pay you more I'll reach out and let you know. In the meantime can you please send me your latest bank details so I know where to send the money to, to ensure you receive it.
Thanks for your time and understanding and please know that I appreciate the help you gave me previously and that I'm sorry I have not paid you sooner.
Thanks, and please stay safe.
if you enjoyed the webinar, add this to your email
P.s. If you're also struggling with your finances due to this situation then check out this webinar I did that helped me to handle all mine. https://www.wheresnatat.com/